Transaction Type Navy Federal ATM CO-OP ATM Network® PLUS® System ATM (including overseas) MAESTRO INTERLINK Point-of-Sale
Share withdrawal $600 maximum per 24 hours (midnight to midnight, Eastern time), regardless of individual machine/network limitsNoneNone$1.00Not ApplicableNot Applicable
Deposits None None Not Available Not Applicable Not Applicable
Rejected transaction (results from account-related problems such as insufficient funds, request exceeds limit, etc.) None Deposit Discrepancies: $2.00
Returned Check Deposits: $6.00
$1.00 Not Applicable Not Applicable
Transfer None None $1.00 Not Applicable Not Applicable
Inquiry None None $1.00 Not Applicable Not Applicable
Invalid PIN attempt None None $1.00 Not Applicable Not Applicable
Purchase Not Applicable A few merchants may impose a surcharge A few merchants in WA, OR, CA, NV & AZ may impose a surcharge
Credit Card cash advance (2 transactions per day not to exceed total of $600. Maximum per transaction is $400.) None Not Applicable $0.50 Not Applicable Not Applicable
● Please ensure you have sufficient funds in your account to cover the withdrawal and the fee.
● Deposits can only be made at Navy Federal-owned ATMs and through the CO-OP network ATMs.
● Loan payments can only be made at Navy Federal-owned ATMs.
● You cannot transfer funds to another member's account, including family members.
● Some financial institutions for example in the Plus System network may charge you a convenience fee for using their ATMs.

*For deposits made at CO-OP ATMs, the owner will impose a fee of $2.00 per item if an adjustment is processes due to one of the following discrepancies in the deposit: the currency appears to be counterfeit; the deposit contents do not equal the deposit amount in U.S. dollars, as entered into the ATM; an item is unsigned by the maker; an item is dated more than six months prior to the date of deposit; the numerical and written amounts do not agree; the deposit is over $1,000 and contains an obvious alteration. For each adjustment initiated for deposit items processed and subsequently returned, the ATM owner will impose a fee of $6.00 per item at the time the adjustment is processed. The standard daily limit at CO-OP ATMs is $10,000 per card, per business day.